Krediska

Krediska is the web application of the Russian microfinance company Krediska MCC LLC. The service lets you apply for a loan paid out to a bank card directly from your phone, with no office visit and no paper certificates.

How an application works. You pick the amount and term in the calculator, fill in a short form, confirm your phone number by SMS and enter the card for the payout. The decision arrives by SMS. You can also apply through Gosuslugi (ESIA), in which case your data is filled in automatically. To register you need a passport of a citizen of the Russian Federation, a mobile phone and a bank card issued in your name (Visa, Mastercard or Mir).

Personal account. It shows your current agreement, repayment date and amount, lets you repay by card, extend the term and view loan history and documents. Support is available by phone at 8 800 600-96-76 or by email at support@krediska.ru.

This is a PWA, a progressive web app. There is nothing to download: open the app in your Android browser, tap Install or Add to Home screen, and the Krediska icon appears next to your regular apps. Works in Chrome, Yandex Browser and other modern browsers.

The service is intended for citizens of the Russian Federation aged 18 and over. Loan terms, fees and the rules for granting microloans are published on the company website and in the documents inside your account. Read them before applying.

Ad. Krediska MCC LLC (OOO Krediska MKK), INN 5262378712. erid: 2W5zFKAX9LM